IFA advice

What Advice Would an IFA Have For Me?



Posted on: 16th July 2021

We all demand answers to the hardest of questions, and usually, the hardest questions revolve around money – Why don’t I have enough, How can I save more and What happens if things change for me financially? Not having access to the answers means that either you are constantly shifting your goals around or back, or you get paranoid over every little instance that jumps out and threatens your security. No matter what happens, it will always be tricky in trying to navigate the financial minefield on your own. Getting IFA advice is more than just advisory guidance on what you could be doing, it is about getting a detailed plan and path to achieving peace of mind when it comes to your money. This is where having independent financial advisers Cheshire comes to your benefit.

What is Financial Advice?

When it comes to working with an independent financial adviser, the advice that is presented to you comes in the form of recommended products or courses of action for you to choose and set around your goals and circumstances.

Now, this is not a forced hand or someone deciding for you – this is someone presenting you with the best options and presenting the outcomes for each one based on market knowledge and strategy. It is tailor-made to your circumstances and plan.

To be able to provide this service, the person giving it needs to be qualified to do so, and with the FCA monitoring every adviser and their firm, you understand that they are operating within strict guidelines to give you the best service you pay for and are responsible for all recommendations made to you which is reinforced by protecting you by law.

When it comes to fees, an adviser will be obliged to disclose any fees for their services and make you understand that you are not obliged to take any advice that you feel is not right for you.

Where It Helps

Throughout life, we all face many complex and personal financial problems that require difficult decision making on our part. Where independent financial advisers Manchester come in is to educate you on all avenues so that you can make the right decisions moving forward and save as much money as possible.

It can fall into situations where your finances are affected by divorced or the death of a partner, redundancy or large financial changes such as mortgages, inheritance, retirement planning Cheshire or investment.

Independent financial advisers are experienced in every avenue of managing money and strategies to aid in all types of financial change in life.

If you are looking for IFA advice, contact the team at Haven IFA today.