They had increasingly felt the amount of paperwork they had to deal with each year was becoming more and more of a burden. They had built up significant funds over the years with a number of different companies. The financial adviser that they had used in the past had retired and they were now looking for an experienced and reputable firm to review and take charge of their plans.
They contactedafter an existing client gave them our contact details with the primary objective of understanding how they could consolidate their finances into something that was more manageable.
Building a simpler and more secure future
We arranged an initial meeting where we were able to gain a full understanding of Edward and Valarie’s financial situation, their lifestyle and their future plans.
At Haven IFA, we believe that a great financial plan is central to achieving a more certain future. Helping you to understanding your attitude risk and your capacity for loss is a key factor in reachingdecisions, we assess this with a questionnaire which is designed to test your answers for greater accuracy. The results help us balance out the level of risk with the expected returns to ensure the selected portfolio fits you perfectly.
We reviewed Edward and Valarie’s financial and life style goals and produced a cash flow forecast to show how these needs could be achieved and their“nest egg” fund could be maintained.
Meeting their needs
We were able to simplify their investments by bringing together some of their investments onto a singleplatform, which allowed them to maximise all the annual tax allowances available in a more efficient and cost effective manner.
Edward and Valarie now have peace of mind that their finances are in good order and can enjoy their retirement doing the things they had planned.