Fears Grow over PI Coverage for DP Transfers

Fears that high-risk businesses could be left vulnerable is putting pressure on how professional indemnity insurers cover defined benefit transfers. As the FCA launch further investigations into transfers, IFAs and their PI insurers need to be on their toes while the Financial Ombudsman Service waits in the background to handle complaints.… read more >>


Mortgage Rates set to Rise

Mortgage Rates set to Rise After the End of the Term Funding Scheme

Those who have been aspiring to buy their first home have greatly benefited from rock bottom mortgage rates over the past few years, but now the government is preparing to make changes that are more than likely to cause a rise in mortgage rates.… read more >>


Mis-selling of Pensions Advice Leads to Clamp Down by FCA

Hundreds of thousands of people have already transferred their final salary pensions out of Defined Benefit Schemes into more flexible Defined Contribution Schemes. However, following criticisms last year of the British Steel pension scheme, when hundreds of current and former employees decided to transfer out of the scheme, the Financial Conduct Authority (FCA) has decided to investigate the practice further.… read more >>


The Collapse of Carillion

January has started the year off with a major collapse with construction giant Carillion, affecting future pensions for thousands of employees in Britain who are under its wing.… read more >>


Will Pension Transfers Decrease with Higher Inflation in 2018?

The pension freedoms introduced in 2015 have given rise to a glut of pensions transfers out of final salary pension schemes.

However, with interest rates set to rise, there are rumours that the golden summer of pensions transfers is over. We look at why we don’t believe this is the case, and how 2018 can be just as lucrative for pension scheme members as 2017. … read more >>


More Women In Need Of Financial Advice in 2018

More women are needed in Financial Advice.

An Important Year for Women

This year marks 100 years since the Representation of the People Act – the act of parliament which gave women the chance to vote for the first time in the UK.… read more >>