Mortgages

Whether looking to buy your first home or considering an expansion of your property portfolio, Haven IFA has the experience and knowledge to help highlight the ideal mortgage products. Applying for a mortgage has the potential to be complicated, time-consuming and stressful to say the least – all with no guarantee of acceptance. By continually scouring the market for the most outstanding deals and the lenders behind them, we can reduce red tape, speed up the process and make things as smooth and simple as possible.

First-Time Buyers

The prospect of buying a new home can be uniquely exciting, though is also fraught with complications. Here at Haven IFA, we’ll assist you every step of the way in order to ensure that the mortgage you choose is perfectly suited to your needs.

We’ll help you work out:

  • Which mortgage lenders to consider
  • Exactly how much you can afford to borrow
  • Which type of mortgage best suits your circumstances
  • How much to pay as a deposit
  • The ideal mortgage repayment period/term
  • Projected total expenses upon buying the property

All of the above information and advice is offered 100% obligation-free and with total transparency. As an independent financial advisor, our sole priority is helping our customers make informed, confident investment decisions.

Refinancing an Existing Home

From raising funds to go about extensive improvements to simply getting a better deal and making significant savings, refinance (re-mortgage) can be an attractive prospect. Nevertheless, as a financial product often as difficult to obtain in the first place as an initial mortgage, prospective borrowers are often discouraged from applying.

With a little help from Haven IFA however, refinancing an existing home becomes infinitely simpler and more approachable. Our unrivalled experience enables us to pinpoint and highlight the very best available deals on the market, in accordance with the requirements and circumstances of our clients.

Buy-to-Let Investment

Investment in buy-to-let properties has never been more popular up and down the United Kingdom. An increasingly accessible investment option, buy-to-let is nonetheless anchored by a wide variety of legal and legislative considerations, tax implications and general red tape.

Here at Haven IFA, we specialise specifically in reducing and limiting unnecessary red tape and complications, in order to open up a world of potential investment opportunities. Whether considering investment in your first buy-to-let property or already in possession of an extensive portfolio, our extraordinary knowledge and expertise will help bring your vision to life.

Equity Release

While equity release programs can be extremely attractive on the surface, they also carry wide-reaching implications both short- and long-term. As an independent business with the best interests of our clients at heart, Haven IFA offers 100% impartial and objective advice on the very best equity release schemes currently available.

Regardless of your motivation for considering equity release, Haven IFA will help ensure you make the right decision.

For more information on mortgage products and related services, please call us on 0161 495 9340.