Life and Health Insurance

Haven IFA is proud to offer comprehensive and impartial advice on all aspects of life and health insurance.We can help you find, build and secure your ideal package of protection in accordance with your budget, preferences and the precise type of cover you require.

A Simplified Approach

Over recent years, life insurance has become increasingly affordable, though can be a complex subject to approach. Most life insurance policies serve the same basic purpose – a helpful cash payout in the event of the policy holder’s death, or if diagnosed with a critical illness. There are however near-infinite variations and optional add-ons to consider – all of which Haven IFA would be delighted to assist you in navigating.

We’ll help guide you through the options available to you, answering your most important questions and concerns including:

  • What is covered by a critical illness policy?
  • Should I choose increasing cover or decreasing cover?
  • Is it worth taking out a whole life policy?
  • At what age should I be considering life insurance?
  • What kind of policy will fully protect my mortgage?
  • Do I need permanent health insurance?
  • Is the cost of private medical cover worth paying?

Any Age, Any Budget

Contrary to popular belief, it’s never too early to begin protecting your future and those closest to you. The earlier you begin paying into a policy, the lower your monthly premiums and the higher the potential payout. Applicants of a young age and in excellent health in particular stand to benefit from agreeable premiums and generous terms.

Even in later life however, to take out a life insurance policy is to benefit from extraordinary peace of mind. Life insurance represents the kind of product we all hope we’ll never need, but when the time comes, it can be a genuine life-saver in its own right.

Contact us today for fully independent life insurance advice on 0161 495 9340.