Mortgages

The media are constantly advising people to arrange their own mortgage and a D.I.Y. mortgage is certainly possible. However, there are many pitfalls and options to consider when arranging a mortgage which is why residential mortgages are now regulated by the Financial Services Authority.

It is difficult to ensure that you are making the right choice and getting the best and most appropriate mortgage to suit your needs. That is why we would always recommend using an independent financial adviser as we will always put the client at the centre of the process, and find the best mortgage for their lifestyles.

• Remortgages 
• First time buyers
• Buy to let
  – the Financial Services Authority does not regulate some forms of Buy to Lets 
• Self build mortgages
• Mortgages that off set your savings  
• Lifetime mortgages*
  (for the elderly, to understand the features and risks of a lifetime mortgage ask for a personalised illustration). *

*CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT MORTGAGE ADVICE.

For more information please call us on 0161 495 9340 or fill out the contact form.

Your home may be repossessed if you do not keep up repayments on your mortgage.